The score that doesn't need credit history
Your spending and balance create a live score that opens doors to better financial opportunities
Coming soon
Works with your existing bank
Inclusive
52 Million Can Finally Get Scored Fairly
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UK adults with bank accounts are eligible for Debit Score
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People locked out of legacy credit scores could benefit
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It takes less than a minute to get your first score
Get Your Score in Minutes, Not Months
Get Your Score in Minutes, Not Months
Get Your Score in Minutes, Not Months
Download
Get the free Debit Score app from your app store
Download
Get the free Debit Score app from your app store
Download
Get the free Debit Score app from your app store
Connect
Securely link your bank account via Open Banking
Connect
Securely link your bank account via Open Banking
Connect
Securely link your bank account via Open Banking
Discover
See your live score from 0-1000 instantly
Discover
See your live score from 0-1000 instantly
Discover
See your live score from 0-1000 instantly
Improve
Build better habits - watch your score rise in real time
Improve
Build better habits - watch your score rise in real time
Improve
Build better habits - watch your score rise in real time
Our Benefits
A fairer way to prove financial reliability
Debit Score uses your real banking data to create opportunities, not barriers
Our Benefits
A fairer way to prove financial reliability
Debit Score uses your real banking data to create opportunities, not barriers
Our Benefits
A fairer way to prove financial reliability
Debit Score uses your real banking data to create opportunities, not barriers
Instant Access
Get your score immediately after connecting your bank account
Instant Access
Get your score immediately after connecting your bank account
Instant Access
Get your score immediately after connecting your bank account
Always Current
Updates in real-time with every transaction you make
Always Current
Updates in real-time with every transaction you make
Always Current
Updates in real-time with every transaction you make
Actually Inclusive
No credit history required – your cash flow matters
Actually Inclusive
No credit history required – your cash flow matters
Actually Inclusive
No credit history required – your cash flow matters
Completely Free
Check your score unlimited times without any charges ever
Completely Free
Check your score unlimited times without any charges ever
Completely Free
Check your score unlimited times without any charges ever
Features
Discover Debit Scores Features
Everything you need to understand and improve your financial health
Features
Discover Debit Scores Features
Everything you need to understand and improve your financial health
Features
Discover Debit Scores Features
Everything you need to understand and improve your financial health
Real-Time Updates
Your score updates with every transaction you make
Real-Time Updates
Your score updates with every transaction you make
Real-Time Updates
Your score updates with every transaction you make
Unlock Financial Freedom
Get access to financial products you couldn't access before
Unlock Financial Freedom
Get access to financial products you couldn't access before
Unlock Financial Freedom
Get access to financial products you couldn't access before
Smart Alerts
Get notified when spending patterns might lower your score
Smart Alerts
Get notified when spending patterns might lower your score
Smart Alerts
Get notified when spending patterns might lower your score
Goal Setting
Set financial targets and track your progress
Goal Setting
Set financial targets and track your progress
Goal Setting
Set financial targets and track your progress
Spending Insights
See how your spending habits impact your financial health score
Spending Insights
See how your spending habits impact your financial health score
Spending Insights
See how your spending habits impact your financial health score
Free Forever
No fees, no credit checks, no hidden costs
Free Forever
No fees, no credit checks, no hidden costs
Free Forever
No fees, no credit checks, no hidden costs
An inclusive score for an inclusive society
An inclusive score for an inclusive society
An inclusive score for an inclusive society
An alternative to credit scores for those underserved by the legacy credit system
An alternative to credit scores for those underserved by the legacy credit system
An alternative to credit scores for those underserved by the legacy credit system
No credit history
New to the UK
Previous bad credit
Young adults starting out
Anyone avoiding debt
FAQ’s
Frequently Asked Questions
FAQ’s
Frequently Asked Questions
FAQ’s
Frequently Asked Questions
Is Debit Score really free?
How is Debit Score different from a credit score?
Will checking my Debit Score affect my credit score?
Is my banking data safe?
Which banks work with Debit Score?
How quickly do I get my score?
How often does my score update?
Who can see my Debit Score?
What if I have bad credit or no credit history?
When will the app launch?
Is Debit Score really free?
How is Debit Score different from a credit score?
Will checking my Debit Score affect my credit score?
Is my banking data safe?
Which banks work with Debit Score?
How quickly do I get my score?
How often does my score update?
Who can see my Debit Score?
What if I have bad credit or no credit history?
When will the app launch?
Is Debit Score really free?
How is Debit Score different from a credit score?
Will checking my Debit Score affect my credit score?
Is my banking data safe?
Which banks work with Debit Score?
How quickly do I get my score?
How often does my score update?
Who can see my Debit Score?
What if I have bad credit or no credit history?
When will the app launch?
Testimonials
Early Tester Feedback
See what early users at Lloyds bank are saying about Debit Score
Testimonials
Early Tester Feedback
See what early users at Lloyds bank are saying about Debit Score
Testimonials
Early Tester Feedback
See what early users at Lloyds bank are saying about Debit Score
Appit has truly transformed my social life. I've connected with amazing people and discovered new interests. Highly recommended!
Emma Johnson
Founder at Specra
Appit’s features are fantastic for both meeting new people and staying connected with existing friends. It’s a must-have app.
David Wilson
Founder at Boom
The intuitive design and smart features of Appit made it easy to find meaningful connections. It's become my go-to app.
John Doe
Founder at Nova
I’m amazed at how Appit’s advanced privacy controls and customizable features have enhanced my online social experience. Truly innovative.
Laura Martinez
Founder at Comet
View All Testimonials
Appit has truly transformed my social life. I've connected with amazing people and discovered new interests. Highly recommended!
Emma Johnson
Founder at Specra
Appit’s features are fantastic for both meeting new people and staying connected with existing friends. It’s a must-have app.
David Wilson
Founder at Boom
The intuitive design and smart features of Appit made it easy to find meaningful connections. It's become my go-to app.
John Doe
Founder at Nova
I’m amazed at how Appit’s advanced privacy controls and customizable features have enhanced my online social experience. Truly innovative.
Laura Martinez
Founder at Comet
View All Testimonials
Debit Score helps me understand, manage and improve my day-to-day finances with updates that reflect my income, spending and balances
Lloyds Customer
Intentionally Debt Free, Age 25
Debit Score is a real alternative to credit rating - a potential lifeline
Lloyds Customer
Single Parent, Age 29
This is a real opportunity to show good financial behaviour
Lloyds Customer Survey
Recent Graduate, Age 23
This addresses an issue with credit scoring and fulfils a key need for those excluded by traditional scores
Lloyds Customer Survey
New to UK, Age 28
This fits well with looking for financial products from my bank
Lloyds Customer Survey
Gig Economy Worker, Age 36
It gives access to financial products that I would normally not have access to
Lloyds Customer
Freelancer, Age 34
This feels really helpful, being considered by lenders because of good behaviour
Lloyds Customer Survey
Recovering from Debt, Age 41
Join 10,000+ on the Waitlist for Early Access
Be first in line when we launch. Get exclusive early access before the public release.
Coming soon
